The United States Court of Appeals, 7th Circuit, recently decided Frankenmuth Mutual Insurance Company v. Fun F/X II, Inc. and Cao Enterprises II, LLC, permitting an insurance company to deny coverage to a policyholder based on a crucial coverage exclusion in the business owner’s insurance policy contract. The case offers an important reminder to business...Read More
Small claims litigants may recall that Governor Holcomb took similar action last year when he raised the cap from $6,000 to $8,000. Effective July 1, 2021, this amount was again increased to $10,000 across the entire state of Indiana.Read More
Commercial general liability policies regularly provide an insurance carrier with the express right to control the defense of litigation, but who selects the insured’s counsel to represent the insured in the litigation? Not only do liability policies routinely provide a carrier to control the defense, but typically policies do not expressly grant a policyholder the...Read More
As of February 2021, more than 1,500 COVID-related business interruption lawsuits have been filed in the United States. Of those 1,500 suits, 10 have been filed in Indiana state and federal courts with no decisions having been reached on the merits of the case. As shared in our previous updates Business Insurance Coverage for COVID-19...Read More
As Indiana businesses await key rulings on how courts will address coverage of business interruption insurance, a North Carolina state court recently issued an order granting partial summary judgment favoring a group of plaintiff restaurants. This is a positive indicator for businesses facing coverage denials. As we’ve reported in previous blog posts such as Business...Read More
The surge of COVID-19 government-ordered shutdowns and health stay-at-home mandates is imposing an unprecedented economic impact on businesses of all sizes. COVID-19 is forcing business owners to find ways to survive the sharp drop in economic activity. For many insured businesses, one potential avenue of relief is their business interruption insurance.Read More
The cap on small claims disputes in Indiana will increase from $6,000 to $8,000 beginning July 1, 2020, granting more parties access to the less expensive, more straightforward small claims court process.Read More
Business owners struggling with loss of income due to COVID-19 should look to their insurance companies for relief under the business interruption component of their commercial business insurance policies.Read More
