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Face-Covering Requirements for Businesses in Indiana, Kentucky, and Illinois


Indiana Governor Holcomb issued a face-covering requirement for certain businesses under Execut...

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As the COVID economy reopens, should you protect your business with a waiver?

There are many occupations and industries in which the COVID-19 6-foot social distancing recommendation of the CDC is impractical or impossible to meet. This is true for beauticians, barbers, massage therapists, servers, personal trainers, and bus and taxi drivers, just to n...

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New PPP Guidance Clarifies Certifications and SBA Loan Review for Borrowers

The U.S. Treasury Department ("Treasury") and Small Business Administration ("SBA") clarified the Paycheck Protection Program’s good faith certification requirements and loan audit guidelines in a Frequently Asked Questions document issued Wednesday, May 13, 2020.

Much of the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act limelight has focused on forgivable Paycheck Protection Program (“PPP”) loans; however, many businesses have had to weigh the necessity of such loans and should now consider alternative options provided...

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PPP Employee Rehires and Refusal Guidance

Businesses attempting to rehire employees who refuse to rejoin the workforce can exclude those employees from Paycheck Protection Program (“PPP”) loan forgiveness reduction calculations. This is according to new FAQ guidance from the Small Business Administration (“SBA”) and...

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PPP Safe Harbor Repayment Deadline Extended to May 14, 2020

The safe harbor deadline for businesses to repay their Paycheck Protection Program ("PPP") loan amount in full and maintain a certification of good faith has been extended to May 14, 2020. Borrowers do not need to apply for this extension.

Update April 29, 2020: The Treasury and SBA confirmed in their April 29th FAQ Update that all loans in excess of $2 million, “in addition to other loans as appropriate,” will be subject to review by the agencies. Additional information regarding these audits i...

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Indiana Case Law Indicates When Force Majeure Provisions Might Excuse Failure to Perform Contractual Obligations Amid the Coronavirus

With so many protective restrictions on commerce, businesses and individuals are worried that they, or the other parties with whom they contract, will not be able to keep up with their contractual obligations. The unique, unprecedented circumstances of the coronavirus make i...

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Paycheck Protection Program Replenished in Deal Reached by Lawmakers

The Coronavirus Aid, Relief, and Economic Security (“CARES”) Act, signed into law on March 27, 2020, included over $2 trillion for economic stimulus and support, with $349 billion earmarked to provide support for small businesses via the Paycheck Protection Program (“PPP”) o...

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Making the Case for Business Interruption Coverage: Coronavirus is a Direct Physical Loss

Due to the stay-at-home orders designed to combat the spread of COVID-19, many businesses are struggling with loss of income. Business owners should look to their insurance companies for relief under the business interruption component of their commercial business insurance...

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