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Insurance
The surge of COVID-19 government-ordered shutdowns and health stay-at-home mandates is imposing an unprecedented economic impact on businesses of all sizes. COVID-19 is forcing business owners to find ways to survive the sharp drop in economic activity. For many insured businesses, one potential avenue of relief is their business interruption insurance.
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The cap on small claims disputes in Indiana will increase from $6,000 to $8,000 beginning July 1, 2020, granting more parties access to the less expensive, more straightforward small claims court process.
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Business owners struggling with loss of income due to COVID-19 should look to their insurance companies for relief under the business interruption component of their commercial business insurance policies.
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It is important for businesses to closely review their commercial property and liability insurance policies, specifically business interruption provisions, to determine if business impacts related to COVID-19 are covered.
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The Centers for Medicare & Medicaid Services (CMS) issued a final rule on April 5, 2019, that allows Medicare Advantage (MA) plans to expand their telehealth benefits starting in plan year 2020.  The legislation allows MA plans to include “additional telehealth benefits” that surpass the benefits allowed under Original Medicare in their bids for the...
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The Internal Revenue Service (IRS) recently issued a notice (Notice 2018-6) that extends the due date for furnishing required Affordable Care Act (ACA) forms to individuals and employees until March 2, 2018.  Previously, the deadline to furnish individuals with their 2017 Form 1095-B (Health Coverage) and 1095-C (Employer-Provided Health Insurance Offer and Coverage) was January...
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Although often considered an afterthought, insurance requirement provisions are one of the most critical topics to be addressed in a commercial contract. A well-drafted insurance requirement provision can help a party decrease the risk associated with a particular project, or shift the consequences of that risk to another party.  Moreover, even the most stringently worded...
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